riddlock

Protect loved ones in case you are down, out or off

Love forever, in life and after.
Store asset data. Connect privately. Add inheritor.
why
Don't let your assets go "unclaimed", in life and after.

Forgotten accounts, insurances, stocks, properties and other unclaimed assets run into $billions in every country. They are "forgotten" because we do not share their information with family when we can. You may have a nominee or a legal will, but they would first need your asset information anyway.

Keep loved ones privately connected with your asset data at all times. Use inheritance when you are not around, temporarily or for long.

What is meant by asset data?
Your bank account is an example of a financial asset. Access to it is controlled by your customer id, net banking password and other related data. Such "asset data" is true for any asset you may own or are entitled to.
Why is my asset data important?
Your passwords, information about your bank accounts, stocks, funds, property, mortgages or insurances link with your real-life assets. Many assets go unclaimed because families do not have this data.
What happens if assets are unclaimed?
In most countries, bank accounts, stocks, retirement funds, properties, insurances and other assets go to the government if they remain unclaimed for a given number of years. Once this happens, re-claiming them is a long, tedious and costly process.
Is it not enough to have a nominee?
Do we remember who our nominee was in an insurnace policy we bought years ago? Does the nominee know about the asset? Is the nominee part of my life now? Have they moved on, relocated or changed their mobile number or email id? Can the insurer still contact them?
Why can't I just make a legal will?
Majority of us do not make a will. Those who do make it in old age because we associate it with death. If one meets with a medical emergency, the will does not come into force. When it eventually does, not all asset information may be included because we often "forget" to update.
How can I prevent unclaimed assets?
Use private connects to share asset data with your spouse, partner or family in case you are away. Use inheritance to transfer it to a trusted family member, temporarily in an emergency, or permanently after you. This will ensure your assets are not forgotten or unclaimed.
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